Galaxy Wealth Management Services

Important Investor Information

The government guarantee introduced on bank deposits prompted a sharp increase in redemptions from investment funds across the industry. As a result, a number of funds have announced changes in their redemption policies

Affected investment options are listed below and where the fund manager has issued a supplementary product disclosure statement or information regarding their closure which amends their products, they have been provided. Any changes in redemption processing policies will impact Synergy's ability to facilitate a number of administration requests.

Please discuss these restrictions with your financial adviser, alternatively contact our Client Service Centre on 1800 330 034.


Investment Options		Effective date
AMP Capital (W) Australian Income Fund		Wed 5 Oct 2011
AMP Capital (W) Australian Monthly Income Fund		Fri 7 Oct 2011
AMP Capital Enhanced Yield (Class A) Fund		Fri 10 Oct 2008
APN Property for Income Fund		Mon 13 Jul 2009
APN Property for Income Fund No.2		Mon 13 Jul 2009
Aust Unity (W) Mortgage Income Trust		Thu 23 Oct 2008
BT Global Return Fund		Wed 5 Oct 2011
Challenger Guaranteed Income Fund (CHYF)		Fri 25 Feb 2011
Charter Hall Umbrella Fund		Fri 24 Oct 2008
Howard (W) Mortgage Fund		Mon 20 Oct 2008
Howard Professional Mortgage Plus Trust		Tue 27 Nov 2012
One Path Monthly Income Trust		Wed 5 Oct 2011
OnePath Mortgage No 2 Trust		Fri 24 Oct 2008
Perpetual (W) Monthly Income Fund		Fri 7 Oct 2011
SG Hiscock (W) Hybrid Property Fund		Wed 5 Oct 2011

The following investments have specified a window for redememptions:

Investment	Window	Notes
APN Property for Income Fund	Quarterly: closes on last day of quarter Aug/Nov/Feb/May	Investment clients only Quarterly Full Withdrawal offer � a withdrawal form must be completed
APN Property for Income Fund No. 2	Quarterly: closes on last day of quarter Aug/Nov/Feb/May	Investment clients only Quarterly Full Withdrawal offer � a withdrawal form must be completed
Charter Hall Umbrella Fund	6 monthly Withdrawal Offer: next window closes 11 June 2013	Withdrawal instructions must be with your administration platform 5 business days prior to close date